Religion
Webmaster -- Carol Bach                                                      Last updated on March 15, 2007
cbach@luthernorth.org                              Based on a template from Yahoo SiteBuilder 2.3
Luther North Online Library
HOUSING COSTS
Mortgage loan rates in the US. Enter the city & state of your desired home location.

Mortgage Required Income Calculator
Your income, current debt payments, & interest rates all help determine the amount you can
borrow. Will you qualify for a loan to buy the home of your dreams? Finding out the income
necessary to qualify for a specific mortgage amount will answer your question.

Total Monthly Cost of Home Ownership
Enter the price of a house you like & down payment you can afford. Find out the monthly cost of
home ownership.

Housing Cost Calculator
This calculator compares the cost of owning a home relative to renting for a potential new
homeowner. Reports the "Net Cost of Owning" -- the expected amount of additional cash
available to a renter compared to the amount available to a homebuyer who buys a home today
& sells the home at a specified time in the future.

Renting vs. Owning
Compares the cost of renting vs. owning a home in 8 major US cities, including Chicago.

Rent vs. Buy Calculator
Buying a home entails more costs than what is reflected in your monthly mortgage payment. For
some, buying is the right answer, but for others, renting is the way to go. Considering all of the
costs & tax implications will lead to a better decision.

Apartments.com
Whether you're searching for an apartment, condo, townhouse, rental house, or duplex,
Apartments.com offers you a wide variety of Chicago & vicinity listings that will help you find the
perfect home.

Citizens Utility Board
CUB -- protecting Illinois consumers in a changing world. Find information on phone bills,
natural gas prices, water, & electric rates.

Greater Chicago Housing & Community Development
General information, financing a home, finding a new home, losing your home, moving into a
new home, moving out of your current home, rights & responsibilities, & useful links for
homeowners.